Course

FINANCIAL ADVISOR IN MORTGAGE LOANS

online

Basic data

Start and end dates

Since 9/12/19 to 2/27/21

(Matrícula abierta)

Registration Date

Matrícula abierta since 7/25/19 9:00 AM to 8/31/20 9:00 AM


Duration

180 days available for the activity.
65 online hours
6,5 Credits ECTS

Venue

online
INTERNET

Objectives

- To know and understand the operation of mortgages, in addition to the type of products that currently exist in the industry.
- To know what are the expenses that the client will incur in the context of operations and additional services offered along with mortgages.
- To know the risks associated with the different credit products offered to the consumer.
- To understand the possible effects of changes in interest rates on the variable or fixed rate loans; and in the case of currency loans, the effects of possible changes in the exchange rate.
- To know the tax implications that affect the real estate industriy and each product in particular.
- To know how to compute all costs and expenses that the lender will incur in the context of credit operations and services of the real estate industry.
- To know properly the valuation of guarantees.
- To know the real estate loan market.
- To know the evolution of housing prices and the evolution of interest rates, in order to evaluate the suitability of mortgages.
- To identify the target market to which mortgages are aimed.
- To know the legislation regarding mortgates for consumers and everything related to the protection of the borrower.
- To understand the processes of acquisition of real estate.
- To know the organization and operation of Property records institutions (Registros de la propiedad) and notaries.
- To know the deontological norms of the real estate industry.
- To apply financial and economic skills for the real estate industry.
- To know the effect of main figures and statistics of the industry, on the global economy.
- To detect and analyze domestic and international events that affect interest rates and the real estate market.
- To know the competences to evaluate the consumer solvency.
- To apply the process of assessing the consumer solvency.
- To understand the process of mortgage design.

When

INTERNET

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Fee

350 €
350,00 € - Público en general
250,00 € - Estudiante
250,00 € - Parado
250,00 € - Titulado en ADE, Económicas o Derecho
250,00 € - Acreditado como Asesor o Informador por CNMV



Contents

Module 1: Legislation and Regulations of Mortgage Loans.
Module 2: Mortgage Loans Operative.
Module 3: The Real Estate Market.
Module 4: Financial Competence in the Real Estate Market.
Module 5: Mortgages Desing. Characteristics and Specifications.

More information

Objetives:

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Require Knowledge:

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Other information

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Responsible of activity

Juan Ignacio Torregrosa López

Director academic

David Pla Santamaría

Speakers

espacioVanessa Abad Belda
espacioInmaculada Sofía Burguí García
espacioVicente Antonio Cortés Ferrer
espacioAna Maria Garcia Bernabeu
espacioMaría Del Mar García Monllor
espacioDavid Pla Santamaría

Contact

Promoted by

ESCUELA POLITÉCNICA SUPERIOR DE ALCOY


Conditions

General conditions

Please read General Conditions of the activity.

Specific conditions

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